Insurance pages redirected to the dashboard: the insurance-pricing/claims
routes never listed `secretary`, so RoleRoute bounced a secretary who had
insurances.view and saw the menu item. Added secretary + permission
['insurances','view'] to both routes; also gated my-financial with
['payments','view'] for consistency.
«خرید اشتراک» was owner-only with no permission toggle, so it could not be
granted. Added a `subscription` secretary resource (view/create) end-to-end:
- entity DEFAULT_PERMISSIONS + SecretaryPermissions type + both secretary forms.
- backend: SubscriptionController::my (view) and trial (create),
PaymentController::initiateSubscription (create). resolveEntity in
SubscriptionController was already secretary-aware.
- frontend: subscription + subscription/success routes accept secretary +
permission; settings navs gate «خرید اشتراک» by ['subscription','view'].
Tests: subscription denied-by-default / allowed-when-granted. docs/api
secretary.md updated (resource list, enforcement map, JSON example).
Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>
