AppointmentExpiryService ran one findPendingByAppointment query per expiring
booking. Add PaymentRepository::findPendingByAppointments (one IN query keyed
by appointment id) and use it. Test covers expiry + payment cancellation for
several appointments at once.
getOverride leaked any doctor's override to any authenticated user; add the
owner-or-admin check (matching the update/delete endpoints) + regression test.
getSchedule returned any doctor's schedule to any authenticated user — the
mutation endpoints (update/delete) already checked owner-or-admin but this GET
did not. Add the same check + regression test (fails without the fix).