feat(clinic-doctor): full permission coverage + enforcement, parity with secretary

The clinic-member-doctor permission system (ClinicDoctorPermission) lagged the
secretary system: only 6 resources, enforced in ~6 places, dead toggles
(services.update never checked), and a sidebar showing just appointments+patients.
Bring it to parity so a clinic owner can control exactly what each member doctor
does — while an independent doctor stays completely unrestricted.

Coverage: add insurances, addresses, inventory, tags, staff, discounts, sms to
ClinicDoctorPermission::DEFAULT_PERMISSIONS + DoctorPermissionsModal
(subscription/clinic_doctors stay owner-only by design).

New App\Clinic\Security\ClinicDoctorAccessChecker (parallel to
SecretaryAccessChecker):
- denyUnlessGranted(user, resource, action): 403 only for a clinic-member doctor
  in the clinic context; owner/admin/secretary/independent-doctor pass through.
- memberClinicId(user): resolves the member doctor to the CLINIC's tenant so the
  role-based controllers (Inventory/Tag/Staff/Discount/Sms) stop showing them
  their personal tenant in clinic context.

Enforcement wired into 10 controllers alongside the existing secretary gates:
ClinicService (services), Insurance (insurances), Patient (patients+payments),
Staff, Discount, Inventory, Tag, SmsWallet, Payment, PaymentMethod.

Frontend: the guest-doctor sidebar branch now exposes every permitted resource
(gated by can()) plus a «تنظیمات» entry; both settings navs (PurchaseSubscription
Sidebar + SETTINGS_MENU) are now permission-filtered for a scope=clinic doctor,
not just secretaries; my-payments route gets the missing payments permission.
CRUD-button gating already applies (usePermissions is role-agnostic).

Tests: ClinicDoctorPermissionEnforcementTest (member denied/allowed +
independent-doctor-unrestricted); guest-doctor sidebar gating. Backend 375 pass,
frontend 503 pass. docs/api/clinic.md updated with the full resource set +
enforcement notes.

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>

assets/admin/components/layout/Sidebar.tsx

@@ -69,9 +69,7 @@ function buildSections(
     // پزشکِ مهمان در محیط کلینیک (scope=clinic): منو از روی مجوزهایی که کلینیک
     // برایش تعیین کرده ساخته می‌شود، نه به‌صورت hardcode.
     if (primaryRole === "doctor" && scope === "clinic") {
-        const items: SectionItem[] = [
-            { to: "/admin/dashboard", icon: ChartBarIcon, label: "داشبورد" },
-        ];
+        const items: SectionItem[] = [];
         if (can("appointments", "view")) {
             items.push({
                 to: "/admin/appointments",
@@ -88,8 +86,36 @@ function buildSections(
                 feature: "patient_records",
             });
         }
+        if (can("payments", "view")) {
+            items.push({ to: "/admin/my-payments", icon: CreditCardIcon, label: "پرداخت‌ها" });
+        }
+        if (can("insurances", "view")) {
+            items.push(
+                { to: "/admin/insurance-pricing", icon: ShieldCheckIcon, label: "قیمت‌گذاری بیمه", feature: "insurance" },
+                { to: "/admin/claims", icon: DocumentTextIcon, label: "مطالبات بیمه", feature: "insurance" },
+            );
+        }
+        if (can("services", "view")) {
+            items.push({ to: "/admin/clinic-services", icon: WrenchScrewdriverIcon, label: "سرویس ها" });
+        }
+        if (can("inventory", "view")) {
+            items.push({ to: "/admin/inventory", icon: ArchiveBoxIcon, label: "انبارداری" });
+        }
 
-        return [{ label: "عمومی", items }];
+        // زیرمنوهای «تنظیمات» (services/tags/staff/discounts/sms/appointment_settings)
+        // مثل پزشکِ مستقل داخل صفحهٔ تنظیمات‌اند، نه سایدبار اصلی؛ منویِ کناریِ آن
+        // صفحه بر اساس مجوز فیلتر می‌شود.
+        return [
+            {
+                label: "عمومی",
+                items: [{ to: "/admin/dashboard", icon: ChartBarIcon, label: "داشبورد" }],
+            },
+            { label: "مدیریت", items },
+            {
+                label: "تنظیمات",
+                items: [{ to: "/admin/account-settings", icon: Cog6ToothIcon, label: "تنظیمات" }],
+            },
+        ];
     }
 
     if (primaryRole === "admin") {