feat(subscription): implement effective plan logic and update free plan features

assets/admin/hooks/hooks.test.tsx

@@ -43,6 +43,24 @@ describe('useSubscription', () => {
         expect(result.current.isExpiringSoon).toBe(true);
     });
 
+    it('نبود اشتراک: امکانات را از effective_plan (پلن free) می‌گیرد', async () => {
+        useAuthStore.setState({ primaryRole: 'doctor' });
+        get.mockResolvedValue({
+            data: {
+                subscription: null,
+                effective_plan: { features: { patient_records: true, services: true, sms_panel: true }, max_secretaries: 1 },
+            },
+        });
+
+        const { result } = renderHookWithClient(() => useSubscription());
+        await waitFor(() => expect(result.current.hasFeature('patient_records')).toBe(true));
+
+        expect(result.current.hasFeature('services')).toBe(true);
+        expect(result.current.hasFeature('sms_panel')).toBe(true);
+        expect(result.current.hasPlan).toBe(false);
+        expect(result.current.maxSecretaries).toBe(1);
+    });
+
     it('برای نقش admin غیرفعال است (query اجرا نمی‌شود)', async () => {
         useAuthStore.setState({ primaryRole: 'admin' });
         const { result } = renderHookWithClient(() => useSubscription());