feat(insurance): add insurance coverage flag to selected services and update coverage logic

assets/admin/pages/NewSessionPage.tsx

@@ -61,7 +61,7 @@ export default function NewSessionPage() {
   const nav = useNavigate();
   const qc = useQueryClient();
 
-  const [selectedServices, setSelectedServices] = useState<{ uuid: string; name: string; price: number; qty: number }[]>([]);
+  const [selectedServices, setSelectedServices] = useState<{ uuid: string; name: string; price: number; qty: number; insured: boolean }[]>([]);
   const [sectionUuid, setSectionUuid] = useState('');
   const [itemUuid, setItemUuid] = useState('');
   const [baseId, setBaseId] = useState('');
@@ -154,7 +154,7 @@ export default function NewSessionPage() {
     if (!itemUuid) return;
     const found = itemsData?.data?.find(i => i.uuid === itemUuid);
     if (!found || selectedServices.some(s => s.uuid === found.uuid)) return;
-    setSelectedServices(p => [...p, { uuid: found.uuid, name: found.name, price: found.price_rials, qty: 1 }]);
+    setSelectedServices(p => [...p, { uuid: found.uuid, name: found.name, price: found.price_rials, qty: 1, insured: !!found.insurance_covered }]);
     setItemUuid('');
   };
 
@@ -168,6 +168,8 @@ export default function NewSessionPage() {
   const servicesPatient = useMemo(
     () => selectedServices.reduce((sum, x) => {
       const total = x.price * x.qty;
+      // پرچم سرویس gate نهایی: اگر «شامل بیمه» نباشد، کامل سهم بیمار است.
+      if (!x.insured) return sum + total;
       return sum + patientShareOf(
         total,
         ruleFor(baseContract, baseCoverage, x.uuid),