diff --git a/config/packages/dev/rate_limiter.yaml b/config/packages/dev/rate_limiter.yaml
new file mode 100644
index 00000000..78528b75
--- /dev/null
+++ b/config/packages/dev/rate_limiter.yaml
@@ -0,0 +1,13 @@
+# Dev-only overrides: relaxed limits so local testing isn't blocked.
+# Production limits live in config/packages/rate_limiter.yaml.
+framework:
+    rate_limiter:
+        send_code:
+            policy: 'sliding_window'
+            limit: 1000
+            interval: '60 minutes'
+
+        login:
+            policy: 'fixed_window'
+            limit: 1000
+            interval: '1 minute'