feat(migrations): update franchise to percentage in tenant_insurances and tenant_service_coverage

- Changed franchise_rials to franchise_percent in tenant_insurances and tenant_service_coverage tables.
- Reset old rial values to 0/NULL as they are not convertible to percentage.

feat(command): add SeedInsuranceScenarioCommand for seeding insurance data

- Implemented a command to seed supplementary insurance contracts, patients, and claims for a specified doctor.
- Includes functionality for purging existing scenario data and generating new entries with predefined contracts and patient scenarios.

src/Insurance/ValueObject/CoverageRule.php

@@ -6,14 +6,17 @@ final readonly class CoverageRule
 {
     public function __construct(
         public float $coveragePercent,
-        /** فقط برای بیمهٔ تکمیلی معنا دارد؛ در بیمهٔ پایه در محاسبه دخالت نمی‌کند. */
-        public int   $franchiseRials,
+        /**
+         * درصدِ سهم اجباری بیمار از مبلغ تحت پوشش — از سهم بیمه کسر می‌شود.
+         * فقط برای بیمهٔ تکمیلی معنا دارد؛ در بیمهٔ پایه در محاسبه دخالت نمی‌کند.
+         */
+        public float $franchisePercent,
         public ?int  $ceilingRials,
         public bool  $covered = true,
     ) {}
 
     public static function notCovered(): self
     {
-        return new self(0.0, 0, null, false);
+        return new self(0.0, 0.0, null, false);
     }
 }