feat(migrations): update franchise to percentage in tenant_insurances and tenant_service_coverage

- Changed franchise_rials to franchise_percent in tenant_insurances and tenant_service_coverage tables.
- Reset old rial values to 0/NULL as they are not convertible to percentage.

feat(command): add SeedInsuranceScenarioCommand for seeding insurance data

- Implemented a command to seed supplementary insurance contracts, patients, and claims for a specified doctor.
- Includes functionality for purging existing scenario data and generating new entries with predefined contracts and patient scenarios.

assets/admin/components/InsuranceModal.test.tsx

@@ -8,7 +8,7 @@ import type { ServiceCategoryOption } from '../hooks/useServiceCategories';
 
 const mkContract = (over: Partial<Contract> = {}): Contract => ({
   uuid: 'c-1', insurance_id: 3, insurance_name: 'بیمه ایران', insurance_kind: 'basic',
-  version: 1, is_active: true, coverage_percent: 70, franchise_rials: 500_000,
+  version: 1, is_active: true, coverage_percent: 70, franchise_percent: 15,
   annual_ceiling_rials: 20_000_000, kind: 'basic', effective_from: 1_700_000_000,
   effective_to: null,
   category_coverages: { outpatient: 70, inpatient: 30 },
@@ -27,11 +27,11 @@ const categories: ServiceCategoryOption[] = [
 ];
 
 describe('buildInsurancePayload', () => {
-  it('converts toman → rials, per-category percents, and Y-m-d → unix', () => {
+  it('keeps the franchise a percent, converts ceiling toman → rials and Y-m-d → unix', () => {
     const payload = buildInsurancePayload({
       ...EMPTY_FORM, insuranceId: '3', kind: 'supplementary',
       categoryPercents: { outpatient: '80', inpatient: '30' },
-      franchise: '50000', ceiling: '2000000',
+      franchise: '10', ceiling: '2000000',
       effectiveFrom: '2024-01-01', effectiveTo: '2025-01-01',
     });
     expect(payload.insurance_id).toBe(3);
@@ -41,7 +41,7 @@ describe('buildInsurancePayload', () => {
       { key: 'outpatient', coverage_percent: 80 },
       { key: 'inpatient', coverage_percent: 30 },
     ]);
-    expect(payload.franchise_rials).toBe(500_000); // 50000 toman × 10
+    expect(payload.franchise_percent).toBe(10); // درصد است، نه مبلغ
     expect(payload.annual_ceiling_rials).toBe(20_000_000);
     expect(typeof payload.effective_from).toBe('number');
     expect(payload.effective_to).toBeGreaterThan(payload.effective_from!);
@@ -58,10 +58,10 @@ describe('buildInsurancePayload', () => {
 
   it('forces franchise to zero on a basic contract', () => {
     const payload = buildInsurancePayload({
-      ...EMPTY_FORM, insuranceId: '3', kind: 'basic', franchise: '50000',
+      ...EMPTY_FORM, insuranceId: '3', kind: 'basic', franchise: '10',
       categoryPercents: { outpatient: '70' },
     });
-    expect(payload.franchise_rials).toBe(0);
+    expect(payload.franchise_percent).toBe(0);
   });
 
   it('omits category_coverages when the user may not override them', () => {
@@ -75,9 +75,9 @@ describe('buildInsurancePayload', () => {
 });
 
 describe('contractToForm', () => {
-  it('maps rials → toman, contract kind, and effective category percents', () => {
-    const form = contractToForm(mkContract({ franchise_rials: 300_000, kind: 'supplementary' }));
-    expect(form.franchise).toBe('30000');
+  it('maps the franchise percent, contract kind, and effective category percents', () => {
+    const form = contractToForm(mkContract({ franchise_percent: 30, kind: 'supplementary' }));
+    expect(form.franchise).toBe('30');
     expect(form.kind).toBe('supplementary');
     expect(form.categoryPercents).toEqual({ outpatient: '70', inpatient: '30' });
   });
@@ -95,7 +95,7 @@ describe('InsuranceModal', () => {
     expect(screen.getByText('پایه')).toBeInTheDocument();
     expect(screen.getByText('درصد پوشش — خدمات سرپایی')).toBeInTheDocument();
     expect(screen.getByText('درصد پوشش — خدمات بستری')).toBeInTheDocument();
-    expect(screen.queryByText('فرانشیز (تومان)')).not.toBeInTheDocument();
+    expect(screen.queryByText('فرانشیز (درصد)')).not.toBeInTheDocument();
     expect(screen.getByText('سقف تعهد (تومان)')).toBeInTheDocument();
     expect(screen.getByText('ثبت بیمه')).toBeInTheDocument();
   });
@@ -105,7 +105,48 @@ describe('InsuranceModal', () => {
       <InsuranceModal open editContract={null} options={options} categories={categories} kind="supplementary" onClose={() => {}} onSubmit={() => {}} />,
     );
     expect(screen.getByText('تکمیلی')).toBeInTheDocument();
-    expect(screen.getByText('فرانشیز (تومان)')).toBeInTheDocument();
+    expect(screen.getByText('فرانشیز (درصد)')).toBeInTheDocument();
+  });
+
+  it('blocks submit until every rendered category has a valid percent', () => {
+    const onSubmit = vi.fn();
+    renderWithProviders(
+      <InsuranceModal
+        open
+        editContract={mkContract({ category_coverages: { outpatient: 70 } })}
+        options={options}
+        categories={categories}
+        kind="basic"
+        onClose={() => {}}
+        onSubmit={onSubmit}
+      />,
+    );
+
+    // بستری بدون درصد مانده: ثبت باید بسته باشد و پیام الزامی دیده شود.
+    expect(screen.getByText('ثبت بیمه')).toBeDisabled();
+    expect(screen.getByText('درصد پوشش الزامی است (۱ تا ۱۰۰)')).toBeInTheDocument();
+
+    fireEvent.change(screen.getByLabelText('درصد پوشش خدمات بستری'), { target: { value: '30' } });
+    expect(screen.getByText('ثبت بیمه')).not.toBeDisabled();
+
+    fireEvent.click(screen.getByText('ثبت بیمه'));
+    expect(onSubmit).toHaveBeenCalled();
+  });
+
+  it('renders only the service kinds it is given', () => {
+    renderWithProviders(
+      <InsuranceModal
+        open
+        editContract={null}
+        options={options}
+        categories={[{ key: 'outpatient', label: 'خدمات سرپایی' }]}
+        kind="basic"
+        onClose={() => {}}
+        onSubmit={() => {}}
+      />,
+    );
+    expect(screen.getByText('درصد پوشش — خدمات سرپایی')).toBeInTheDocument();
+    expect(screen.queryByText('درصد پوشش — خدمات بستری')).not.toBeInTheDocument();
   });
 
   it('prefills the percents of an edited contract and marks admin defaults', () => {
@@ -132,7 +173,7 @@ describe('InsuranceModal', () => {
     );
     fireEvent.click(screen.getByText('ثبت بیمه'));
     expect(onSubmit).toHaveBeenCalledWith(expect.objectContaining({
-      insurance_id: 3, coverage_percent: 70, franchise_rials: 0, kind: 'basic',
+      insurance_id: 3, coverage_percent: 70, franchise_percent: 0, kind: 'basic',
       category_coverages: [
         { key: 'outpatient', coverage_percent: 70 },
         { key: 'inpatient', coverage_percent: 30 },