feat(migrations): update franchise to percentage in tenant_insurances and tenant_service_coverage

- Changed franchise_rials to franchise_percent in tenant_insurances and tenant_service_coverage tables.
- Reset old rial values to 0/NULL as they are not convertible to percentage.

feat(command): add SeedInsuranceScenarioCommand for seeding insurance data

- Implemented a command to seed supplementary insurance contracts, patients, and claims for a specified doctor.
- Includes functionality for purging existing scenario data and generating new entries with predefined contracts and patient scenarios.

assets/admin/components/InsuranceModal.test.tsx

@@ -8,7 +8,7 @@ import type { ServiceCategoryOption } from '../hooks/useServiceCategories';
 
 const mkContract = (over: Partial<Contract> = {}): Contract => ({
   uuid: 'c-1', insurance_id: 3, insurance_name: 'بیمه ایران', insurance_kind: 'basic',
-  version: 1, is_active: true, coverage_percent: 70, franchise_rials: 500_000,
+  version: 1, is_active: true, coverage_percent: 70, franchise_percent: 15,
   annual_ceiling_rials: 20_000_000, kind: 'basic', effective_from: 1_700_000_000,
   effective_to: null,
   category_coverages: { outpatient: 70, inpatient: 30 },
@@ -27,11 +27,11 @@ const categories: ServiceCategoryOption[] = [
 ];
 
 describe('buildInsurancePayload', () => {
-  it('converts toman → rials, per-category percents, and Y-m-d → unix', () => {
+  it('keeps the franchise a percent, converts ceiling toman → rials and Y-m-d → unix', () => {
     const payload = buildInsurancePayload({
       ...EMPTY_FORM, insuranceId: '3', kind: 'supplementary',
       categoryPercents: { outpatient: '80', inpatient: '30' },
-      franchise: '50000', ceiling: '2000000',
+      franchise: '10', ceiling: '2000000',
       effectiveFrom: '2024-01-01', effectiveTo: '2025-01-01',
     });
     expect(payload.insurance_id).toBe(3);
@@ -41,7 +41,7 @@ describe('buildInsurancePayload', () => {
       { key: 'outpatient', coverage_percent: 80 },
       { key: 'inpatient', coverage_percent: 30 },
     ]);
-    expect(payload.franchise_rials).toBe(500_000); // 50000 toman × 10
+    expect(payload.franchise_percent).toBe(10); // درصد است، نه مبلغ
     expect(payload.annual_ceiling_rials).toBe(20_000_000);
     expect(typeof payload.effective_from).toBe('number');
     expect(payload.effective_to).toBeGreaterThan(payload.effective_from!);
@@ -58,10 +58,10 @@ describe('buildInsurancePayload', () => {
 
   it('forces franchise to zero on a basic contract', () => {
     const payload = buildInsurancePayload({
-      ...EMPTY_FORM, insuranceId: '3', kind: 'basic', franchise: '50000',
+      ...EMPTY_FORM, insuranceId: '3', kind: 'basic', franchise: '10',
       categoryPercents: { outpatient: '70' },
     });
-    expect(payload.franchise_rials).toBe(0);
+    expect(payload.franchise_percent).toBe(0);
   });
 
   it('omits category_coverages when the user may not override them', () => {
@@ -75,9 +75,9 @@ describe('buildInsurancePayload', () => {
 });
 
 describe('contractToForm', () => {
-  it('maps rials → toman, contract kind, and effective category percents', () => {
-    const form = contractToForm(mkContract({ franchise_rials: 300_000, kind: 'supplementary' }));
-    expect(form.franchise).toBe('30000');
+  it('maps the franchise percent, contract kind, and effective category percents', () => {
+    const form = contractToForm(mkContract({ franchise_percent: 30, kind: 'supplementary' }));
+    expect(form.franchise).toBe('30');
     expect(form.kind).toBe('supplementary');
     expect(form.categoryPercents).toEqual({ outpatient: '70', inpatient: '30' });
   });
@@ -95,7 +95,7 @@ describe('InsuranceModal', () => {
     expect(screen.getByText('پایه')).toBeInTheDocument();
     expect(screen.getByText('درصد پوشش — خدمات سرپایی')).toBeInTheDocument();
     expect(screen.getByText('درصد پوشش — خدمات بستری')).toBeInTheDocument();
-    expect(screen.queryByText('فرانشیز (تومان)')).not.toBeInTheDocument();
+    expect(screen.queryByText('فرانشیز (درصد)')).not.toBeInTheDocument();
     expect(screen.getByText('سقف تعهد (تومان)')).toBeInTheDocument();
     expect(screen.getByText('ثبت بیمه')).toBeInTheDocument();
   });
@@ -105,7 +105,48 @@ describe('InsuranceModal', () => {
       <InsuranceModal open editContract={null} options={options} categories={categories} kind="supplementary" onClose={() => {}} onSubmit={() => {}} />,
     );
     expect(screen.getByText('تکمیلی')).toBeInTheDocument();
-    expect(screen.getByText('فرانشیز (تومان)')).toBeInTheDocument();
+    expect(screen.getByText('فرانشیز (درصد)')).toBeInTheDocument();
+  });
+
+  it('blocks submit until every rendered category has a valid percent', () => {
+    const onSubmit = vi.fn();
+    renderWithProviders(
+      <InsuranceModal
+        open
+        editContract={mkContract({ category_coverages: { outpatient: 70 } })}
+        options={options}
+        categories={categories}
+        kind="basic"
+        onClose={() => {}}
+        onSubmit={onSubmit}
+      />,
+    );
+
+    // بستری بدون درصد مانده: ثبت باید بسته باشد و پیام الزامی دیده شود.
+    expect(screen.getByText('ثبت بیمه')).toBeDisabled();
+    expect(screen.getByText('درصد پوشش الزامی است (۱ تا ۱۰۰)')).toBeInTheDocument();
+
+    fireEvent.change(screen.getByLabelText('درصد پوشش خدمات بستری'), { target: { value: '30' } });
+    expect(screen.getByText('ثبت بیمه')).not.toBeDisabled();
+
+    fireEvent.click(screen.getByText('ثبت بیمه'));
+    expect(onSubmit).toHaveBeenCalled();
+  });
+
+  it('renders only the service kinds it is given', () => {
+    renderWithProviders(
+      <InsuranceModal
+        open
+        editContract={null}
+        options={options}
+        categories={[{ key: 'outpatient', label: 'خدمات سرپایی' }]}
+        kind="basic"
+        onClose={() => {}}
+        onSubmit={() => {}}
+      />,
+    );
+    expect(screen.getByText('درصد پوشش — خدمات سرپایی')).toBeInTheDocument();
+    expect(screen.queryByText('درصد پوشش — خدمات بستری')).not.toBeInTheDocument();
   });
 
   it('prefills the percents of an edited contract and marks admin defaults', () => {
@@ -132,7 +173,7 @@ describe('InsuranceModal', () => {
     );
     fireEvent.click(screen.getByText('ثبت بیمه'));
     expect(onSubmit).toHaveBeenCalledWith(expect.objectContaining({
-      insurance_id: 3, coverage_percent: 70, franchise_rials: 0, kind: 'basic',
+      insurance_id: 3, coverage_percent: 70, franchise_percent: 0, kind: 'basic',
       category_coverages: [
         { key: 'outpatient', coverage_percent: 70 },
         { key: 'inpatient', coverage_percent: 30 },

assets/admin/components/InsuranceModal.tsx

@@ -22,7 +22,8 @@ export interface Contract {
   version: number;
   is_active: boolean;
   coverage_percent: number;
-  franchise_rials: number;
+  /** درصد، نه مبلغ — سهم اجباری بیمار از مبلغ تحت پوشش تکمیلی. */
+  franchise_percent: number;
   annual_ceiling_rials: number | null;
   kind: string | null;
   effective_from: number;
@@ -40,7 +41,7 @@ export interface InsuranceFormValues {
   effectiveTo: string;   // Y-m-d
   /** درصد پوشش به ازای هر نوع خدمت — کلید = key همان category. */
   categoryPercents: Record<string, string>;
-  franchise: string;     // toman
+  franchise: string;     // percent
   ceiling: string;       // toman
 }
 
@@ -64,7 +65,7 @@ export function contractToForm(c: Contract): InsuranceFormValues {
     effectiveFrom: unixToIso(c.effective_from),
     effectiveTo: unixToIso(c.effective_to),
     categoryPercents: percentsToStrings(c.category_coverages),
-    franchise: c.franchise_rials != null ? String(rialToToman(c.franchise_rials)) : '',
+    franchise: c.franchise_percent != null ? String(c.franchise_percent) : '',
     ceiling: c.annual_ceiling_rials != null ? String(rialToToman(c.annual_ceiling_rials)) : '',
   };
 }
@@ -73,6 +74,12 @@ function percentsToStrings(map?: Record<string, number>): Record<string, string>
   return Object.fromEntries(Object.entries(map ?? {}).map(([k, v]) => [k, String(v)]));
 }
 
+/** درصد پوششِ قابل ثبت: عددی بین ۱ تا ۱۰۰ — صفر یعنی قرارداد آن نوع خدمت را پوشش نمی‌دهد. */
+export function isValidPercent(raw?: string): boolean {
+  const n = Number(raw);
+  return raw !== undefined && raw !== '' && Number.isFinite(n) && n > 0 && n <= 100;
+}
+
 /**
  * Build the API payload from form values (toman → rials, Y-m-d → unix).
  * When `doctorUuid` is set, the contract is targeted at that doctor (multi-doctor
@@ -80,7 +87,7 @@ function percentsToStrings(map?: Record<string, number>): Record<string, string>
  *
  * `category_coverages` is only sent when the user may override percentages — the
  * backend rejects it otherwise, and omitting it keeps the contract on the central
- * admin defaults. فرانشیز فقط در قرارداد تکمیلی معنا دارد.
+ * admin defaults. فرانشیز درصد است و فقط در قرارداد تکمیلی معنا دارد.
  */
 export function buildInsurancePayload(
   v: InsuranceFormValues,
@@ -95,7 +102,7 @@ export function buildInsurancePayload(
     kind: v.kind || null,
     // ستون قدیمی قرارداد؛ آخرین سطح fallback است و با درصد سرپایی همگام می‌ماند.
     coverage_percent: Number(v.categoryPercents.outpatient ?? percents[0]?.[1] ?? 0) || 0,
-    franchise_rials: isBasic ? 0 : tomanToRial(Number(v.franchise) || 0),
+    franchise_percent: isBasic ? 0 : Number(v.franchise) || 0,
     annual_ceiling_rials: v.ceiling === '' ? null : tomanToRial(Number(v.ceiling)),
     effective_from: isoToUnix(v.effectiveFrom),
     effective_to: isoToUnix(v.effectiveTo),
@@ -111,7 +118,7 @@ interface Props {
   editContract: Contract | null;
   /** Insurance catalog options; in edit mode all are shown, in add mode only the available ones. */
   options: InsuranceOption[];
-  /** انواع خدمت از سرور — یک ورودی درصد به ازای هر نوع رندر می‌شود. */
+  /** نوع خدمت‌های *فعالِ* همین tenant — یک ورودی درصد به ازای هر نوع رندر می‌شود. */
   categories: ServiceCategoryOption[];
   /** Insurance kind of the active tab ('basic'|'supplementary'); assigned to new contracts, not user-editable. */
   kind: string;
@@ -155,8 +162,15 @@ export default function InsuranceModal({
   const setPercent = (key: string, raw: string) =>
     setForm((f) => ({ ...f, categoryPercents: { ...f.categoryPercents, [key]: digitsOnly(raw, 3) } }));
 
+  // بدون مجوز update درصدها اصلاً ارسال نمی‌شوند، پس اجبارشان هم بی‌معناست.
+  const missingPercents = canUpdate
+    ? categories.filter((c) => !isValidPercent(form.categoryPercents[c.key])).map((c) => c.key)
+    : [];
+  const franchiseInvalid = form.kind === 'supplementary' && form.franchise !== '' && Number(form.franchise) > 100;
+  const canSubmit = !!form.insuranceId && missingPercents.length === 0 && !franchiseInvalid;
+
   const submit = () => {
-    if (!form.insuranceId) return;
+    if (!canSubmit) return;
     onSubmit(buildInsurancePayload(form, doctorUuid, canUpdate));
   };
 
@@ -177,7 +191,7 @@ export default function InsuranceModal({
           <button
             type="button"
             className="btn primary"
-            disabled={!form.insuranceId || isPending}
+            disabled={!canSubmit || isPending}
             onClick={submit}
           >
             {isPending ? '...' : 'ثبت بیمه'}
@@ -230,10 +244,12 @@ export default function InsuranceModal({
                 value={form.categoryPercents[c.key] ?? ''}
                 onChange={(e) => setPercent(c.key, e.target.value)}
               />
-              <span style={{ fontSize: 11, color: 'var(--text-3)' }}>
+              <span style={{ fontSize: 11, color: missingPercents.includes(c.key) ? 'var(--danger)' : 'var(--text-3)' }}>
                 {!canUpdate
                   ? 'مقدار پیش‌فرض تنظیمات مرکزی'
-                  : sourceOf(c.key) === SOURCE_ADMIN_DEFAULT
+                  : missingPercents.includes(c.key)
+                    ? 'درصد پوشش الزامی است (۱ تا ۱۰۰)'
+                    : sourceOf(c.key) === SOURCE_ADMIN_DEFAULT
                     ? 'پیش‌فرض ادمین'
                     : ' '}
               </span>
@@ -244,8 +260,19 @@ export default function InsuranceModal({
         <div style={{ display: 'grid', gridTemplateColumns: isBasic ? '1fr' : '1fr 1fr', gap: 12 }}>
           {!isBasic && (
             <div style={field}>
-              <label style={label}>فرانشیز (تومان)</label>
-              <input type="text" inputMode="numeric" dir="ltr" className="input" value={form.franchise} onChange={(e) => set({ franchise: digitsOnly(e.target.value) })} />
+              <label style={label}>فرانشیز (درصد)</label>
+              <input
+                type="text"
+                inputMode="numeric"
+                dir="ltr"
+                className="input"
+                aria-label="فرانشیز درصد"
+                value={form.franchise}
+                onChange={(e) => set({ franchise: digitsOnly(e.target.value, 3) })}
+              />
+              <span style={{ fontSize: 11, color: franchiseInvalid ? 'var(--danger)' : 'var(--text-3)' }}>
+                {franchiseInvalid ? 'فرانشیز نمی‌تواند بیش از ۱۰۰ باشد' : 'سهم بیمار از مبلغ تحت پوشش'}
+              </span>
             </div>
           )}
           <div style={field}>

assets/admin/components/ServiceInsuranceModal.tsx

@@ -19,14 +19,14 @@ interface CoverageRow {
   service_item_uuid: string | null;
   covered: boolean;
   coverage_percent: number | null;
-  franchise_rials: number | null;
+  franchise_percent: number | null;
   ceiling_rials: number | null;
 }
 
 interface Draft {
   covered: boolean;
   coverage_percent: number | null;
-  franchise_rials: number | null;
+  franchise_percent: number | null;
   ceiling_rials: number | null;
 }
 
@@ -46,20 +46,22 @@ function ContractCard({ contract, item }: { contract: TenantInsurance; item: Ser
   const rows = (data as any)?.data?.data as CoverageRow[] | undefined;
   const existing = rows?.find((r) => r.service_item_uuid === item.uuid);
 
-  const [draft, setDraft] = useState<Draft>({ covered: true, coverage_percent: null, franchise_rials: null, ceiling_rials: null });
-  // متن خام فیلد درصد جدا از مقدار عددی نگه داشته می‌شود تا کاربر بتواند فیلد را خالی کند.
+  const [draft, setDraft] = useState<Draft>({ covered: true, coverage_percent: null, franchise_percent: null, ceiling_rials: null });
+  // متن خام فیلدهای درصد جدا از مقدار عددی نگه داشته می‌شود تا کاربر بتواند فیلد را خالی کند.
   const [percentText, setPercentText] = useState('');
+  const [franchiseText, setFranchiseText] = useState('');
 
   useEffect(() => {
     setDraft(existing
       ? {
           covered: existing.covered,
           coverage_percent: existing.coverage_percent,
-          franchise_rials: existing.franchise_rials,
+          franchise_percent: existing.franchise_percent,
           ceiling_rials: existing.ceiling_rials,
         }
-      : { covered: true, coverage_percent: null, franchise_rials: null, ceiling_rials: null });
+      : { covered: true, coverage_percent: null, franchise_percent: null, ceiling_rials: null });
     setPercentText(existing?.coverage_percent == null ? '' : String(existing.coverage_percent));
+    setFranchiseText(existing?.franchise_percent == null ? '' : String(existing.franchise_percent));
   }, [existing]);
 
   const saveMut = useMutation({
@@ -68,7 +70,7 @@ function ContractCard({ contract, item }: { contract: TenantInsurance; item: Ser
         service_item_uuid: item.uuid,
         covered: draft.covered,
         coverage_percent: draft.coverage_percent,
-        franchise_rials: draft.franchise_rials,
+        franchise_percent: draft.franchise_percent,
         ceiling_rials: draft.ceiling_rials,
       }),
     onSuccess: () => {
@@ -144,14 +146,19 @@ function ContractCard({ contract, item }: { contract: TenantInsurance; item: Ser
                   />
                 </div>
                 <div style={{ minWidth: 0 }}>
-                  <label className="field-label">فرانشیز</label>
-                  <PriceInput
-                    className="input"
-                    style={{ height: 40 }}
-                    value={draft.franchise_rials ?? 0}
-                    onChange={(v) => setDraft((d) => ({ ...d, franchise_rials: v || null }))}
-                    placeholder="۰"
-                    min={0}
+                  <label className="field-label">فرانشیز (درصد)</label>
+                  <input
+                    type="text" inputMode="numeric" dir="ltr" className="input"
+                    style={{ height: 40, textAlign: 'left' }}
+                    aria-label="فرانشیز درصد خدمت"
+                    value={franchiseText}
+                    placeholder="بدون فرانشیز"
+                    onChange={(e) => {
+                      const digits = digitsOnly(e.target.value, 3);
+                      setFranchiseText(digits);
+                      setDraft((d) => ({ ...d, franchise_percent: parseUserNumberClamped(digits, 0, 100) }));
+                    }}
+                    onBlur={() => setFranchiseText(draft.franchise_percent == null ? '' : String(draft.franchise_percent))}
                   />
                 </div>
                 <div style={{ minWidth: 0 }}>

assets/admin/components/TenantInsuranceContracts.test.tsx

@@ -17,7 +17,7 @@ const patch = api.patch as ReturnType<typeof vi.fn>;
 
 const mk = (over: Partial<Contract>): Contract => ({
   uuid: 'u', insurance_id: 3, insurance_name: 'بیمه ایران', insurance_kind: 'basic',
-  version: 1, is_active: true, coverage_percent: 70, franchise_rials: 0,
+  version: 1, is_active: true, coverage_percent: 70, franchise_percent: 0,
   annual_ceiling_rials: null, kind: 'basic', effective_from: 0, effective_to: null, ...over,
 });
 
@@ -55,15 +55,15 @@ describe('contractSummary', () => {
   });
 
   it('shows the franchise only on a supplementary contract', () => {
-    const basic = contractSummary(mk({ franchise_rials: 500_000, insurance_kind: 'basic' }), categories);
+    const basic = contractSummary(mk({ franchise_percent: 20, insurance_kind: 'basic' }), categories);
     expect(basic).not.toContain('فرانشیز');
 
-    const supp = contractSummary(mk({ franchise_rials: 500_000, insurance_kind: 'supplementary' }), categories);
+    const supp = contractSummary(mk({ franchise_percent: 20, insurance_kind: 'supplementary' }), categories);
     expect(supp).toContain('فرانشیز');
   });
 
   it('marks an unlimited ceiling', () => {
-    const s = contractSummary(mk({ franchise_rials: 0, annual_ceiling_rials: null }), categories);
+    const s = contractSummary(mk({ franchise_percent: 0, annual_ceiling_rials: null }), categories);
     expect(s).toContain('سقف پوشش نامحدود');
   });
 

assets/admin/components/TenantInsuranceContracts.tsx

@@ -46,8 +46,8 @@ export function contractSummary(c: Contract, categories: ServiceCategoryOption[]
     .map((cat) => `${cat.label} ${formatNumber(percents[cat.key])}٪`);
 
   const parts = labelled.length > 0 ? labelled : [`پوشش ${formatNumber(c.coverage_percent)}٪`];
-  if (c.insurance_kind === 'supplementary' && c.franchise_rials > 0) {
-    parts.push(`فرانشیز ${formatRial(c.franchise_rials)}`);
+  if (c.insurance_kind === 'supplementary' && c.franchise_percent > 0) {
+    parts.push(`فرانشیز ${formatNumber(c.franchise_percent)}٪`);
   }
   parts.push(c.annual_ceiling_rials != null ? `سقف پوشش ${formatRial(c.annual_ceiling_rials)}` : 'سقف پوشش نامحدود');
 
@@ -112,6 +112,15 @@ export default function TenantInsuranceContracts() {
 
   const contracts: Contract[] = (contractsQuery.data as any)?.data?.data ?? [];
   const allInsurances: InsuranceOption[] = (pricingQuery.data as any)?.data?.insurances ?? [];
+
+  // فرم قرارداد فقط نوع خدمت‌هایی را می‌گیرد که همین tenant بیمه‌ای‌شان می‌کند؛
+  // لیست سراسری service-categories اینجا اشتباه است چون نوع خاموش را هم می‌آورد.
+  const enabledCategories: ServiceCategoryOption[] = useMemo(
+    () => ((pricingQuery.data as any)?.data?.service_categories ?? [])
+      .filter((c: { enabled: boolean }) => c.enabled)
+      .map((c: { key: string; label: string }) => ({ key: c.key, label: c.label })),
+    [pricingQuery.data],
+  );
   const activeIds = new Set(contracts.map((c) => c.insurance_id));
   // Add-mode options: only the active tab's kind, excluding already-contracted insurances.
   const available = allInsurances.filter((i) => i.type === tab).filter((i) => !activeIds.has(i.insurance_id));
@@ -259,7 +268,7 @@ export default function TenantInsuranceContracts() {
         open={modalOpen}
         editContract={editContract}
         options={editContract ? allInsurances : available}
-        categories={categories}
+        categories={enabledCategories}
         kind={editContract ? kindOf(editContract) : tab}
         doctorUuid={doctorUuid}
         canUpdate={canUpdate}
@@ -338,7 +347,7 @@ function ContractDetails({ contract: c, categories }: { contract: Contract; cate
         />
       ))}
       {isSupplementary && (
-        <DetailCell label="فرانشیز" value={c.franchise_rials > 0 ? formatRial(c.franchise_rials) : '—'} />
+        <DetailCell label="فرانشیز" value={c.franchise_percent > 0 ? `${formatNumber(c.franchise_percent)}٪` : '—'} />
       )}
       <DetailCell label="سقف تعهد سالانه" value={c.annual_ceiling_rials != null ? formatRial(c.annual_ceiling_rials) : 'نامحدود'} />
       <DetailCell label="تاریخ شروع قرارداد" value={formatDate(c.effective_from)} />

assets/admin/components/appointments/ConfirmAppointmentModal.test.tsx

@@ -120,7 +120,7 @@ describe('ConfirmAppointmentModal', () => {
 
 const CONTRACT = {
   uuid: 'c1', insurance_id: 3, insurance_name: 'بیمه ایران', insurance_kind: 'basic',
-  is_active: true, coverage_percent: 70, franchise_rials: 0, annual_ceiling_rials: null,
+  is_active: true, coverage_percent: 70, franchise_percent: 0, annual_ceiling_rials: null,
   category_coverages: { outpatient: 70, inpatient: 30 },
 };
 

assets/admin/components/appointments/TurnsTimeline.test.tsx

@@ -75,7 +75,7 @@ describe('TurnsTimeline', () => {
       url === '/api/v1/billing/tenant-insurances'
         ? Promise.resolve({ success: true, data: { data: [{
             insurance_id: 3, insurance_name: 'بیمه ایران', insurance_kind: 'basic', is_active: true,
-            coverage_percent: 70, franchise_rials: 0, annual_ceiling_rials: null,
+            coverage_percent: 70, franchise_percent: 0, annual_ceiling_rials: null,
           }] } })
         : Promise.resolve({ success: true, data: [] }),
     );

assets/admin/components/session/CreateStep.test.tsx

@@ -89,17 +89,23 @@ describe('patientShareOf — آینه‌ی BillingCalculator', () => {
   });
 
   it('فرانشیز بیمهٔ پایه سهم بیمار را زیاد نمی‌کند', () => {
-    const share = patientShareOf(600_000, { covered: true, percent: 100, franchise: 50_000, ceiling: null }, null);
+    const share = patientShareOf(600_000, { covered: true, percent: 100, franchise: 50, ceiling: null }, null);
     expect(share).toBe(0);
   });
 
-  it('فرانشیز بیمهٔ تکمیلی به سهم بیمار اضافه می‌شود', () => {
+  it('فرانشیز درصدیِ تکمیلی از سهم بیمه کم می‌شود', () => {
+    // پایه ۷۰٪ → ۴۲۰٬۰۰۰؛ باقیمانده ۱۸۰٬۰۰۰؛ تکمیلی ۱۰۰٪ منهای فرانشیز ۱۰٪ → ۱۶۲٬۰۰۰.
     const share = patientShareOf(
       600_000,
-      { covered: true, percent: 70, franchise: 90_000, ceiling: null },
-      { covered: true, percent: 100, franchise: 50_000, ceiling: null },
+      { covered: true, percent: 70, franchise: 50, ceiling: null },
+      { covered: true, percent: 100, franchise: 10, ceiling: null },
     );
-    expect(share).toBe(50_000);
+    expect(share).toBe(18_000);
+  });
+
+  it('فرانشیز بزرگ‌تر از تعهد، سهم بیمه را صفر می‌کند نه منفی', () => {
+    const share = patientShareOf(600_000, null, { covered: true, percent: 20, franchise: 80, ceiling: null });
+    expect(share).toBe(600_000);
   });
 
   it('سقف تعهد سهم بیمه را محدود می‌کند', () => {
@@ -117,7 +123,7 @@ describe('patientShareOf — آینه‌ی BillingCalculator', () => {
 
 const BASIC_CONTRACT = {
   uuid: 'c1', insurance_id: 3, insurance_name: 'بیمه ایران', insurance_kind: 'basic',
-  is_active: true, coverage_percent: 70, franchise_rials: 0, annual_ceiling_rials: null,
+  is_active: true, coverage_percent: 70, franchise_percent: 0, annual_ceiling_rials: null,
   category_coverages: { outpatient: 70, inpatient: 30 },
 };
 

assets/admin/components/session/CreateStep.tsx

@@ -17,7 +17,7 @@ import {
 } from '../../lib/insuranceShares';
 
 interface Contract extends TenantContract { uuid: string }
-interface CoverageRow { service_item_uuid: string | null; covered: boolean; coverage_percent: number | null; franchise_rials: number | null; ceiling_rials: number | null }
+interface CoverageRow { service_item_uuid: string | null; covered: boolean; coverage_percent: number | null; franchise_percent: number | null; ceiling_rials: number | null }
 interface InventoryItemRow { uuid: string; name: string; unit: string; price: number; stock: number; status: string }
 interface PackageRow { uuid: string; title: string; total: number; available: boolean }
 interface StaffRow { uuid: string; full_name: string; active?: boolean }
@@ -208,7 +208,7 @@ export default function CreateStep({ recordUuid, profile, onCreated, onCancel, e
     return {
       covered: true,
       percent:   ov?.coverage_percent ?? contractPercentFor(contract, category),
-      franchise: isSupplementary ? (ov?.franchise_rials ?? contract.franchise_rials) : 0,
+      franchise: isSupplementary ? (ov?.franchise_percent ?? contract.franchise_percent) : 0,
       ceiling:   ov?.ceiling_rials ?? contract.annual_ceiling_rials,
     };
   };